Boresha Maisha Fund Factsheet
The Boresha Maisha fund fact sheet allows you to make an informed decision by giving you all the information you need to understand how the fund works, what investments are being made and the performance of the fund over time.
Retirement without regrets
You've worked hard, and now it's time to take care of yourself.
The Boresha Maisha Individual Pension Plan is a retirement plan designed for employed people who don't have access to traditional pension plans through their employers or those who would like to supplement existing pension plans provided by their employers.
The Boresha Maisha Individual Pension Plan is an innovative way to help you save for the long term and get peace of mind about your future. It's flexible, affordable, and has no hidden costs. This product enables you to sustain your lifestyle upon retirement.
When you retire, you can get the accumulated funds at once or a monthly income if you further opt to invest your retirement funds in Boresha Ustaafu, our Income Drawdown plan.
Discover your best option
Boresha Maisha offers three different investment portfolios to meet your needs. Whether you're looking for high returns, medium risk or low risk, we have something for everyone's investment appetite and time horizon - this gives you the perfect balance of healthy investment returns and income certainty.
To help you select the risk level that's appropriate for you, the table below provides a snapshot of each fund's performance since inception.
Year |
Conservative Fund |
Moderate Fund |
Aggressive Fund |
1 Year |
6.59% |
7.30% |
7.68% |
2 Years |
16.27% |
13.07% |
9.58% |
3 Years |
28.68% |
28.35% |
25.04% |
4 Years |
35.21% |
28.81% |
24.00% |
5 Years |
49.51% |
41.07% |
44.65% |
6 Years |
59.11% |
51.60% |
53.31% |
7 Years |
66.60% |
56.87% |
48.86% |
Since Inception |
71.31% |
62.46% |
55.74% |
BENEFITS
Benefits of the Boresha Maisha Individual Pension Plan
A guaranteed monthly income when you retire.
Flexible savings options
You can access all your savings with investment income at any time after three years of joining.
The plan functions independently from your employer therefore you can still retain your membership if you change employers